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My Lender Chris
Buying a Home
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New Jersey Mortgage
The top mortgage broker
Make Your next move with me.
Over the last twelve years I have found my passion in educating first time home buyers, ensuring that their purchase is a smooth lending experience. As my business has developed, my clients now call me for refinances, vacation homes and investment properties. I take it upon myself to build a relationship with every client through clear conversations of their wants and needs. Those that have partnered with me on their home purchase know that I keep it fun while remaining dedicated and punctual. Every home purchase is different, and I treat it as such.
Thousands of families have experienced my unwavering commitment and attention to detail. In 2020 and 2021, I earned the title of top 1% in the nation. I am committed to giving my clients the best service in the industry.
Now, as a new Originating Branch Manager at Cross Country Mortgage, I have built an exuberant team you can count on. During the loan process you will be guided with the utmost integrity. Whether you are refinancing or purchasing, you will receive unparalleled support and success.
When I’m not working hard for my clients, I am either restoring antique cars for race day with my father, serving as captain of my local men’s softball team (The Hustlers) or raising my son and best friend, Brayden. We enjoy playing baseball, going to the park and riding in my truck. Family is one of the most important things in my life and I love spending time with my cousins and niece and nephews. To tie it all together I host a monthly networking event where I believe your net worth is all based off of who you know. I like being the one to bring like minded professionals together to collaborate and grow their businesses.
find the perfect home loan option for you!
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Of course, we'll be happy to help you choose the best type of home loan for your needs, but it only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.
Settle down for the long haul with a 30-year fixed rate mortgage. Because of the steady interest rate inherent to a conventional mortgage, you can look forward to consistent monthly payments, providing you with peace of mind and a consistent budget. We recommend this type of home loan if you're planning to stay in your home for a minimum of 5-10 years.
Make your home ownership dreams come true with an FHA loan. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers.
Pay off your home twice as fast with a 15-year fixed rate mortgage. Your rate stays the same throughout the life of the loan, giving you secure and predictable monthly mortgage payments and less interest on your loan. Get on the fast track to amortization with this home loan option.
Enjoy exclusive military benefits with a VA loan. If you are a veteran or an active-duty service member, a VA loan offers less restrictive credit guidelines and low down payment options for you and your family.
Keep your options open with an Adjustable Rate Mortgage (ARM). This type of home loan features an interest rate that changes after a fixed amount of time. ARMs are a great home-buying option and typically offer lower interest rates than fixed mortgages and extra protection with rate caps.
Move into your forever home with a jumbo loan. Need a loan that exceeds the current conforming limit? This type of home loan will allow you to buy a lot of real estate but can also requires more stringent credit guidelines and a larger down payment.
Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
refinancing & interest only options also available.
see what happy homeowners have to say about chris...
"Chris was extremely knowledable regarding everything pertaining to getting our mortgage closed. Our transaction was very smooth, from start to finish, and
Chris was responsible for that! I highly recommend him to everybody looking to buy a new home or refinance their current home."
"Chris was very patient with our questions and explained things so we could understand. He respected our monthly budget and got us a loan that was perfect
for our family. I can’t say enough good things about him!"
"I just closed on my first home and was fortunate to be recommended Chris Patille as my broker. I can not say enough good things about his knowledge and
professionalism. Every step of the way Chris explained everything and was always available to answer my questions. Getting a Mortgage is a long process and
can be demanding at times. I am grateful for Chris's work on my behalf and will be recommending him to my friends and family."