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ABOUT ME

christopher patille

Christopher Patille is a Branch Manager for Guaranteed Rate located in Newark, Delaware. He started in the mortgage industry in January 2011 which is where he met his now, wife. Over the course of the past 8 years his focus has shifted from adjustable rate mortgages, to assisting veterans with the purchase or refinance of their home and most recently, his primary focus has become assisting first time home buyers. He has a strong passion for educating clients on all things mortgage related and has leveraged social media to educate a large audience and grow his business exponentially. He is, the mortgage boss.

SEE WHAT HAPPY HOME OWNERS SAY ABOUT CHRIS...

find the perfect home loan option for you!

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Of course, we'll be happy to help you choose the best type of home loan for your needs, but it only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you.

• Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

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30-YEAR FIXED RATE

Settle down for the long haul with a 30-year fixed rate mortgage. Because of the steady interest rate inherent to a conventional mortgage, you can look forward to consistent monthly payments, providing you with peace of mind and a consistent budget. We recommend this type of home loan if you're planning to stay in your home for a minimum of 5-10 years.

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FHA HOME LOAN

Make your home ownership dreams come true with an FHA loan. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers.

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15-YEAR FIXED RATE

Pay off your home twice as fast with a 15-year fixed rate mortgage. Your rate stays the same throughout the life of the loan, giving you secure and predictable monthly mortgage payments and less interest on your loan. Get on the fast track to amortization with this home loan option.

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VA HOME LOAN

Enjoy exclusive military benefits with a VA loan. If you are a veteran or an active-duty service member, a VA loan offers less restrictive credit guidelines and low down payment options for you and your family.

• Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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ADJUSTABLE RATE

Keep your options open with an Adjustable Rate Mortgage (ARM). This type of home loan features an interest rate that changes after a fixed amount of time. ARMs are a great home-buying option and typically offer lower interest rates than fixed mortgages and extra protection with rate caps.

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JUMBO HOME LOAN

Move into your forever home with a jumbo loan. Need a loan that exceeds the current conforming limit? This type of home loan will allow you to buy a lot of real estate but can also requires more stringent credit guidelines and a larger down payment.

refinancing & interest only options also available.

CHRISTOPHER PATILLE

BRANCH MANAGER / VP OF MORTGAGE LENDING

Guaranteed Rate

301 Louviers Drive

Newark, DE 19711

Celll: 302-229-7124

Office: 302-444-8494

chris.patille@rate.com

www.rate.com/cpatille

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