How much can I afford
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My Lender Chris
Buying a Home
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New Jersey Mortgage
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Make Your next move with me.
VP OF MORTGAGE LENDING
NMLS# 899769 / Guaranteed Rate NMLS# 2611
Phone: (302) 229-7124
Christopher Patille is a Branch Manager for Guaranteed Rate located in Newark, Delaware. He started in the mortgage industry in January 2011 which is where he met his now, wife. Over the course of the past 8 years his focus has shifted from adjustable rate mortgages, to assisting veterans with the purchase or refinance of their home and most recently, his primary focus has become assisting first time home buyers. He has a strong passion for educating clients on all things mortgage related and has leveraged social media to educate a large audience and grow his business exponentially. He is, the mortgage boss.
SEE WHAT HAPPY HOME OWNERS SAY ABOUT CHRIS...
find the perfect home loan option for you!
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Of course, we'll be happy to help you choose the best type of home loan for your needs, but it only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you.
Settle down for the long haul with a 30-year fixed rate mortgage. Because of the steady interest rate inherent to a conventional mortgage, you can look forward to consistent monthly payments, providing you with peace of mind and a consistent budget. We recommend this type of home loan if you're planning to stay in your home for a minimum of 5-10 years.
Pay off your home twice as fast with a 15-year fixed rate mortgage. Your rate stays the same throughout the life of the loan, giving you secure and predictable monthly mortgage payments and less interest on your loan. Get on the fast track to amortization with this home loan option.
Keep your options open with an Adjustable Rate Mortgage (ARM). This type of home loan features an interest rate that changes after a fixed amount of time. ARMs are a great home-buying option and typically offer lower interest rates than fixed mortgages and extra protection with rate caps.
Make your home ownership dreams come true with an FHA loan. Featuring flexible credit restrictions and down payment options as low as 3.5%, an FHA loan is a popular type of loan for first-time home buyers.
Enjoy exclusive military benefits with a VA loan. If you are a veteran or an active-duty service member, a VA loan offers less restrictive credit guidelines and low down payment options for you and your family.
Move into your forever home with a jumbo loan. Need a loan that exceeds the current conforming limit? This type of home loan will allow you to buy a lot of real estate but can also requires more stringent credit guidelines and a larger down payment.
refinancing & interest only options also available.
see what happy homeowners have to say about chris...
"Chris was extremely knowledable regarding everything pertaining to getting our mortgage closed. Our transaction was very smooth, from start to finish, and
Chris was responsible for that! I highly recommend him to everybody looking to buy a new home or refinance their current home."
JEREMY R. RICHARDSON
"Chris was very patient with our questions and explained things so we could understand. He respected our monthly budget and got us a loan that was perfect
for our family. I can’t say enough good things about him!"
Amanda G. Stant
"I just closed on my first home and was fortunate to be recommended Chris Patille as my broker. I can not say enough good things about his knowledge and
professionalism. Every step of the way Chris explained everything and was always available to answer my questions. Getting a Mortgage is a long process and
can be demanding at times. I am grateful for Chris's work on my behalf and will be recommending him to my friends and family."
ANDREW R. RUCIER